Loyalty Currency Network & Clearing

Rewards infrastructure sold to financial institutions rather than travel brands: points earning, redemption, card-linked offers and a global merchant network, spanning full banking portfolios (cards, deposits, lending, investments). Its TransferConnect module is a genuine multi-party currency network with clearing, fraud mitigation and loyalty marketing attached — the rails by which bank currencies move into airline and hotel programmes.

A membership programme that turns housing payments — rent, HOA, mortgage — into a rewards currency, extended into neighbourhood merchant spend, and made valuable through an unusually broad 1:1 transfer network into established airline and hotel programmes. Not a hospitality vendor: hotels appear as transfer destinations, not customers.

An API-first SaaS platform that lets any brand issue, transfer, redeem or exchange any loyalty currency through a single integration, plus a Loyalty Partnerships Marketplace for discovering and connecting to partner programmes. Explicitly positioned for running a coalition, joining someone else's, or launching a new one. No CapEx and no licence fee — the only cost is ~2% of the value of points or miles issued, with volume discounts. Deployment in days with minimal IT involvement.

Two businesses in one: premium upgrade and ancillary revenue products (bid-for-upgrade, seat blocking, speed passes) sold to airlines, hotels, cruise and rail; and loyalty commerce via Points — buying, gifting, transferring and exchanging points between existing programmes, plus paying for upgrades and ancillaries with points. The only upselling platform that lets guests pay with loyalty currency.